Tweets

May 9, 2024
More jobless claims renew hope for interest rate cuts.

May 2, 2024
By popular demand, we'll periodically update comments on where we stand in the bitcoin cycle.

April 30, 2024
All major stock indexes finish April in the red.

April 25, 2024
Dimon warns US economy might be headed back to the 1970s.

April 10, 2024
Inflation higher than expected again in March!

April 3, 2024
Interest rate cuts may be delayed.

March 21, 2024
Switzerland unexpectedly cuts rates.

March 12, 2024
US inflation unexpectedly rose to 3.2% in February.

March 6, 2024
Fed Chair Powell reiterates that rates won't drop until inflation is moving sustainably toward 2%, but expects that to occur this year.

February 27, 2024
BlackRock's Bitcoin ETF had over $1B in volume yesterday!

February 24, 2024
New Berkshire Hathaway shareholder letter released today, an excellent source of Warren Buffett's wisdom.

February 14, 2024
Blackrock's IBIT had almost 500 million USD inflow yesterday (Feb 13).

February 11, 2024
Ben Felix explains some interesting research about stock/bond allocation.

February 6, 2024
Beijing's efforts appear to be boosting Chinese stock prices.

January 31, 2024
Fed leaves rates unchanged and signals no plan to increase or decrease interest rates.

January 23, 2024
Not holding stocks due to high valuations? Ben Felix makes some good points in this video.

January 18, 2024
Spot Bitcoin ETFs experienced almost 10B USD of volume in 3 days.

January 10, 2024
The SEC has officially approved spot Bitcoin ETFs.

January 6, 2024
US unemployment rate unchanged at 3.7% in December, reduces probability of lower interest rates in the near-term.

January 4, 2024
Biden to provide $162 million in federal funds to Microchip Technology (MCHP).

December 27, 2023.
Some interesting charts show how prices of various items increased/decreased in 2023.

December 21, 2023.
Another year, another set of poor economic predictions.

December 16, 2023.
The next Bitcoin halving will likely occur before mid 2024 and there’s a high probability the US will approve spot Bitcoin ETFs in 2024.

December 12, 2023.
Inflation data for November released today with an encouraging 3.1% year over year rate.

December 4, 2023.
If you’re in a high tax bracket munis should be considered, according to a recent analysis by Vanguard.

December 1, 2023.
Checkout these 12 financial considerations before the end of 2023.

November 26, 2023.
Estimates indicate 7.5% increase in US black Friday online sales.

November 14, 2023.
October CPI reportedly the same as September, no inflation.

November 8, 2023.
Robinhood reported a 13% decline in Q3 trading volume compared to 2022.

November 1, 2023.
FOMC maintains 5.25 to 5.50% interest rates. Fixed rate for I-bonds increased from 0.9 to 1.3% today.

October 26, 2023.
Disappointing earnings send S&P to lowest level since May.

October 17, 2023.
In a recent memo, Howard Marks indicated investors should transition to a higher bond (and lower stock) allocation.

October 13, 2023.
The probability of a spot bitcoin ETF increased.

October 3, 2023.
It's a good time to start thinking about tax efficiency. Check out some tips from Vanguard.

September 27, 2023.
Stocks have historically done quite well during government shutdowns.

September 19, 2023.
Perspectives on China's struggling economy.

September 5, 2023.
A Vanguard analysis indicates US pure value should outperform growth over the coming decade.

August 28, 2023.
As far as PE ratios go, ex-US stocks look attractive. Checkout Figures 11 and 12 from this recent report.

August 22, 2023.
S&P downgrades 5 big banks.

August 8, 2023.
Americans' credit card debt grew nearly 5% in Q2, now exceeds $1 trillion. Household debt has surpassed $17 trillion.

August 2, 2023.
US credit rating drops to AA+.

July 24, 2023.
Here's a new discussion / analysis of inflation by Vanguard.

July 20, 2023.
US jobless claims don't indicate a recession, but home sales continue to fall.

July 9, 2023.
Fed policy is not too restrictive according to Joe Davis.

July 4, 2023.
Bitcoin exceeded $31k as the US SEC considers spot Bitcoin ETFs.

June 14, 2023.
Inflation for May 2023 was just 4% compared to May 2022. The Fed is not raising interest rates in June.

June 2, 2023.
The US market is very top heavy, five companies make up over a quarter of the S&P 500 market cap.

May 30, 2023.
Checkout 5 ways to invest in real estate.

May 11, 2023.
US treasury bills have recently auctioned at almost 6% for 4-weeks bills.

May 7, 2023.
Mcdonald's and Target executives claim consumers have reduced spending on high-priced items.

Apr 27, 2023.
Oaktree recently created a podcast. Some good wisdom from Howard Marks in there.

Apr 21, 2023.
Another potential example of Bitcoin market manipulation.

Apr 13, 2023.
After almost 2 years, new car prices finally fall below their MSRP!

Apr 12, 2023.
Over the last 6 centuries, the world reserve currency changed every 80 to 110 years. The US dollar has been the world reserve currency for 102 years, and a number of powerful countries would like to end this reign of supremacy ...

Mar 25, 2023.
Vanguard's CEO recently provided advice for investors worried about recent performance and the markets.

Feb 25, 2023.
Berkshire's annual shareholder letter is available to read. This is a good source of Warren Buffett's wisdom. Check it out.

Jan 29, 2023.
Is bad news good news? For some time now, stocks have climbed after receiving negative news about employment, wages and real estate prices. A recent Oaktree memo, "Bad News Bulls," questions whether this bad news is really good for investors.

Nov 22, 2022.
Check out Howard Marks' recent memo "What Really Matters?" He discusses why you should ignore macro predictions, why "positive" news can result in decreased prices, and why you should focus on the long-term.

Nov 11, 2022.
FTX is another example that a lack of government regulation and oversight—particularly in finance—is a double-edged sword. Excess regulation can strangle progress, insufficient regulation exposes the extent of human irrationality and greed.

Oct 30, 2022.
Surprising revelations about long-term investing after expanding the traditional data sets.

Oct 18, 2022.
We're working on our next article, which will include our thoughts on smart contracts and oracles. Let us know if you'd like to contribute.

Oct 1, 2022.
Vanguard's latest market perspectives released with essentially the same recession probabilities: 25% chance in 2022 and a 65% chance in 2023. Global equities retain the highest return projection over the next 10 years.

Sept 16, 2022.
Another lesson about following "expert" stock picks: 12 of the top "expert" stock picks for 2022 have all underperformed the S&P 500.

July 16, 2022.
Eyeing expensive cars? Consider this before buying one.

July 1, 2022.
Markets may not find a bottom until the Fed changes course: Stocks historically don’t bottom out until the Fed eases

June 4, 2022.
An old cartoon to consider when trying to interpret market volatility

May 27, 2022.
Howard Marks released an interesting new memo about market cycles: Bull Market Rhymes

May 21, 2022.
A few numbers to consider based on the S&P 500 index. Being out of the market for the 10 best days in the last 20 years would've dropped your annual return from 9% to 4.9%! Miss the 30 best days over those 20 years and your return would be 0.2%!

May 12, 2022.
The best and worst trading days are typically close together. Trying to time the market in this environment is typically detrimental—missing just a few good trading days can eliminate a year of positive returns. Checkout Vanguard's recently published perspective on this.

Mar 18, 2022.
@RobinhoodApp users beware. Our regular evaluation of brokerages found the largest trading costs on Robinhood. This ETF was trading at $45.27/share before and after our trade (Mar 15, morning) which executed at $48.20/share on RH; 6.5% above market! In the current weak investing envronment, this could be two years worth of returns lost.

Mar 5, 2022.
Some notable economic impacts of the Ukraine problem, according to Vanguard: How events in the Ukraine change our economic views

Feb 19, 2022.
Not many comfortable-looking investments out there. The Series I savings bond might be a good option for many people. The initial interest rate is 7.12% right now.

Unlike the stock market, it'll never go negative!

Feb 5, 2022.
With high valuations and low interest rates (that may climb soon) it's hard to find promising investments today. There is one investment, however, that looks particularly promising: yourself! Access to information was never better. Improve your skills!