Table of monthly balances
| Age | Salary [k$] | Expenses [k$] | Savings [k$] |
|---|
| 26 | 70.0 | 60 | 0 |
| 27 | 73.5 | 62 | 10 |
| 28 | 77.2 | 64 | 21 |
| 29 | 81.0 | 66 | 33 |
| 30 | 85.1 | 68 | 46 |
| 31 | 89.3 | 70 | 62 |
| 32 | 93.8 | 72 | 79 |
| 33 | 98.5 | 74 | 98 |
| 34 | 103.4 | 76 | 118 |
| 35 | 108.6 | 78 | 142 |
| 36 | 114.0 | 81 | 167 |
| 37 | 119.7 | 83 | 196 |
| 38 | 125.7 | 86 | 227 |
| 39 | 132.0 | 88 | 261 |
| 40 | 138.6 | 91 | 299 |
| 41 | 145.5 | 93 | 341 |
| 42 | 152.8 | 96 | 386 |
| 43 | 160.4 | 99 | 436 |
| 44 | 168.5 | 102 | 491 |
| 45 | 176.9 | 105 | 551 |
| 46 | 185.7 | 108 | 617 |
| 47 | 195.0 | 112 | 689 |
| 48 | 204.8 | 115 | 768 |
| 49 | 215.0 | 118 | 854 |
| 50 | 225.8 | 122 | 948 |
| 51 | 237.0 | 126 | 1050 |
| 52 | 248.9 | 129 | 1161 |
| 53 | 261.3 | 133 | 1283 |
| 54 | 274.4 | 137 | 1415 |
| 55 | 288.1 | 141 | 1559 |
| 56 | 302.5 | 146 | 1716 |
| 57 | 317.7 | 150 | 1887 |
| 58 | 333.5 | 155 | 2072 |
| 59 | 350.2 | 159 | 2273 |
| 60 | 367.7 | 164 | 2492 |
| 61 | 386.1 | 169 | 2730 |
| 62 | 405.4 | 174 | 2988 |
| 63 | 425.7 | 179 | 3268 |
| 64 | 447.0 | 184 | 3572 |
| 65 | 469.3 | 190 | 3902 |
| 66 | 492.8 | 196 | 4260 |
| 67 | 517.4 | 202 | 4647 |
| 68 | 543.3 | 208 | 5067 |
| 69 | 570.5 | 214 | 5522 |
| 70 | 0.0 | 220 | 5669 |
| 71 | 0.0 | 227 | 5818 |
| 72 | 0.0 | 234 | 5970 |
| 73 | 0.0 | 241 | 6125 |
| 74 | 0.0 | 248 | 6282 |
| 75 | 0.0 | 255 | 6443 |
| 76 | 0.0 | 263 | 6606 |
| 77 | 0.0 | 271 | 6772 |
| 78 | 0.0 | 279 | 6940 |
| 79 | 0.0 | 287 | 7111 |
| 80 | 0.0 | 296 | 7284 |
| 81 | 0.0 | 305 | 7459 |
| 82 | 0.0 | 314 | 7637 |
| 83 | 0.0 | 323 | 7816 |
| 84 | 0.0 | 333 | 7997 |
| 85 | 0.0 | 343 | 8179 |
| 86 | 0.0 | 353 | 8362 |
| 87 | 0.0 | 364 | 8546 |
| 88 | 0.0 | 375 | 8731 |
| 89 | 0.0 | 386 | 8916 |
| 90 | 0.0 | 398 | 9101 |
| 91 | 0.0 | 410 | 9285 |
| 92 | 0.0 | 422 | 9467 |
| 93 | 0.0 | 435 | 9648 |
| 94 | 0.0 | 448 | 9827 |
| 95 | 0.0 | 461 | 10003 |
| 96 | 0.0 | 475 | 10175 |
| 97 | 0.0 | 489 | 10343 |
| 98 | 0.0 | 504 | 10506 |
| 99 | 0.0 | 519 | 10662 |
| 100 | 0.0 | 535 | 10811 |
| 101 | 0.0 | 551 | 10952 |
| 102 | 0.0 | 567 | 11083 |
| 103 | 0.0 | 584 | 11203 |
| 104 | 0.0 | 602 | 11311 |
| 105 | 0.0 | 620 | 11406 |
| 106 | 0.0 | 638 | 11484 |
| 107 | 0.0 | 658 | 11546 |
| 108 | 0.0 | 677 | 11587 |
| 109 | 0.0 | 698 | 11608 |
| 110 | 0.0 | 719 | 11604 |
| 111 | 0.0 | 740 | 11574 |
| 112 | 0.0 | 762 | 11514 |
| 113 | 0.0 | 785 | 11422 |
| 114 | 0.0 | 809 | 11295 |
| 115 | 0.0 | 833 | 11129 |
| 116 | 0.0 | 858 | 10919 |
| 117 | 0.0 | 884 | 10663 |
| 118 | 0.0 | 910 | 10355 |
| 119 | 0.0 | 938 | 9991 |
| 120 | 0.0 | 966 | 9566 |
| 121 | 0.0 | 995 | 9073 |
| 122 | 0.0 | 1025 | 8507 |
| 123 | 0.0 | 1055 | 7861 |
| 124 | 0.0 | 1087 | 7128 |
| 125 | 0.0 | 1120 | 6301 |
| 126 | 0.0 | 1153 | 5370 |
| 127 | 0.0 | 1188 | 4328 |
| 128 | 0.0 | 1223 | 3164 |
| 129 | 0.0 | 1260 | 1868 |
| 130 | 0.0 | 1298 | 429 |
| 131 | 0.0 | 1337 | -1165 |
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Plot of savings by age
Description
This calculator estimates how much money you'll have available in retirement.
Please carefully consider your expenses and investment returns.
Most people underestimate expenses and overestimate investment returns.
Realize that taxes on 401k distributions may increase in the future.
All amounts are in thousands of dollars.
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